Browsing Tag
401(k)
3593 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
The Difference Between Good Advice and Effective Advice
Learn how workplace culture and retirement readiness align in Lisa Petronio’s insights on guiding sponsors toward stronger plan designs.
Top 10 Retirement Cities All Have This in Common
A roundup of the best cities to retire finds one consistent ingredient, low taxes. Whether it’s correlation or…
What Ranks as the Top Retirement Worry for Participants?
Is ignorance fueling participants’ retirement paranoia? Americans rank inflation as their main economic worry, yet wildly overestimate the…
401(k) Plan Sponsor Steals Proceeds for Country Club Creature Comforts
A 66-year old former owner of a lighting fixtures company will spend 3.5 years in prison for stealing…
How to get Young People to Invest for Retirement—Now
Millennial retirement savings can grow faster with tech-focused investments like the Nasdaq 100 in employer 401(k) plans.
4 Ways Employers Can Better Promote Retirement Security
Disturbing, but far from surprising; almost 70 percent of employers believe most of their employees could work to…
As Markets Rise, Advisor Concerns Switch to Downside Risk
Sequence-of-return and the danger of retiring into a down-market are well-documented, something of which advisors are aware, but what about participants?
Rebuttal: 6 Reasons the 401(k) is NOT a ‘Scam’
A recent argument claims the popular and effective 401(k) retirement savings vehicle is a scam, a view championed…
What Health Care Confusion Means for HSA’s Future
Discover how HSA and Affordable Care Act changes may affect savings, coverage, and future healthcare planning.
Opinion: Warren on the Warpath, Once Again
Anyone remember the spectacle of Jamie Dimon being called to account for the London Whale? Lawmakers sought a…