Browsing Tag
401(k)
3589 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Top 20 Countries by ‘Retirement Security’
“We’re No. 17! We’re No. 17!” Those happy Scandinavians took the top spots (again) in retirement security, with…
The Risk of 3(38) Fiduciary ‘Flexibility’
Most plan sponsors engage a fiduciary 3(38) investment manager because they do not have the required expertise. Here's what we mean.
Young 401(k) Participants are Worried, Here’s Why
Surprise (or not)—what Millennials say isn’t what they necessarily do. A generation that claims money isn’t as important…
What’s Happening with Company 401k Contributions?
Costs are falling and contributions are rising. A consequence of fee litigation? Whatever the reason, it’s good (or…
Vanguard’s Got a Succession Plan, Shouldn’t You?
A profession dedicated to retirement planning for others is notoriously awful at doing it for themselves. “The cobbler’s…
5 Tips for Better Employee 401(k) Education Meetings
Through behavioral finance and psychology research, much has been learned about how to motivate employees to save at higher rates for retirement.
Millennials: Using 401(k) Plan Design, Education to Support Different Dreams
This isn’t your parents’ retirement dream. Millennials—the often-maligned demographic cohort encompassing 18 to 35-year-olds—don’t all share the retirement…
What it Takes to be a 401(k) ‘Super Saver’
They’re quirky, comfy and oh-so-entitled, but credit where credit is due. Millennials (at least some) are doing 401(k)s…
6 Reasons the 401k is a ‘Scam’ (Wait, What?)
We only publish this stuff to give retirement advisors an idea of what they’ll have to debunk when…
Why Roth Tax Math Works in 401(k)s
Frequent questions from 401(k) plan participants focus on the type of contributions they should make; either Roth 401(k)…