Browsing Tag
401(k)
3589 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Wow! 401k Plan Assets Hit $5 Trillion
The Cubs win the World Series in 2016, 401k assets hit $5 trillion in 2017. We’re on something…
The Barriers to Small Market 401(k)s
The Pew Charitable Trusts quotes its own research in an apparent bid to boost state-run retirement plans. The…
Do Participants Trust 401(k) Performance Data?
Shocking findings from a new report reveal many investors and plan participants—over 40 percent—either aren’t provided with, or…
Retirement Plans in Tax Reform Crosshairs
Two words may have a profound effect on the retirement industry in coming years: revenue neutrality. A goal…
6 Trends Seen in America’s Retirement Plans
Employer 401k matches and automatic features are a win for all involved. Anyone needing more evidence can find…
How Coffee Will Cost $152,000 in Retirement Savings
Millennial retirement savings show most are saving, but many contribute less than 5%, raising concerns about financial security.
Embrace the Certainty of Uncertainty in Retirement Planning
In life, what do we know is certain? Death for one, and the inner Libertarian would say taxes,…
3 Ideas to Increase Your 401(k) Brand Authority
Let’s start with the basics. What is a brand? It is the feelings and sensations that your 401(k)…
5 Burning HSA Questions for Employers to Consider
Employers are realizing the HSA's triple tax-free characteristic makes it a tremendous vehicle to save for medical costs in retirement.
The ‘Smart’ Ingredient in Next-Gen Target Date Funds
Love ‘em or hate ‘em, target date funds are all the rage, and “smart beta,” an increasingly popular…