Browsing Tag
401(k)
3593 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Reason No. 1,467 for 401(k) Financial Wellness
Retirement stress causes anxiety, insomnia, and financial strain for many Americans, impacting health, work, and family life.
401(k) Participants Want Investment Protection Over Growth
But will it get them to the needed amount of retirement income? New research from Boston-based research and…
7 Items in Every 401(k) Plan’s Investment Policy Statement
Do your clients’ 401k plans have updated Investment Policy Statement (IPS)? Although not required by law, the IPS…
Will Public Sector Retirement Problems Point to 401(k)s?
Are 401ks the answer? An overreliance on public-pension promises has many government employees on shaky retirement ground, as…
Wow! 401k Plan Assets Hit $5 Trillion
The Cubs win the World Series in 2016, 401k assets hit $5 trillion in 2017. We’re on something…
The Barriers to Small Market 401(k)s
The Pew Charitable Trusts quotes its own research in an apparent bid to boost state-run retirement plans. The…
Do Participants Trust 401(k) Performance Data?
Shocking findings from a new report reveal many investors and plan participants—over 40 percent—either aren’t provided with, or…
Retirement Plans in Tax Reform Crosshairs
Two words may have a profound effect on the retirement industry in coming years: revenue neutrality. A goal…
6 Trends Seen in America’s Retirement Plans
Employer 401k matches and automatic features are a win for all involved. Anyone needing more evidence can find…
How Coffee Will Cost $152,000 in Retirement Savings
Millennial retirement savings show most are saving, but many contribute less than 5%, raising concerns about financial security.