Browsing Tag
401(k)
3587 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Why The Three 401(k) ‘Fs’ Are so Important
Here’s a summary of our interview at the Excel 401(k) Conference – Jason Chepenik, Chepenik Financial regarding financial…
Why It’s Time to Fear the 401k Future
The generation with ginormous plans–and expectations–just got ginormouserer, or something. Millennials, it seems, are saving for lifestyle, not…
Boys Vs. Girls: Who’s Better at Retirement Savings?
When it comes to saving and investing hard earned money for retirement, who has greater overall success: men…
Committee: 401k Fiduciary Rule ‘Hurts Those Intended to Help’
Washington Republicans continued their attacks Thursday on the fiduciary rule in its current form. The House subcommittee on…
Retirement Fear Rises, but Americans Do Nothing
Problem or opportunity? Probably both, and another reason for the need for financial wellness. If Americans are worried…
What Accounts for Most Assets in Retirement?
Home equity and retirement accounts—401k-type plans and IRAs—account for nearly all the assets that many families depend on…
Tick Tock: Introducing The Retirement Savings ‘Cash-Out Clock’
In 1989, New York real estate developer Seymour Durst wanted to highlight America’s rising national debt, and came…
Don’t White Label 401(k) Funds—Here’s Why
If you would like to frustrate, annoy and confuse your 401(k)plan participants, then white label your 401(k) plan…
Hold Off on the Social Security Hypocrisy
Social Security payroll tax could boost seniors’ income and spending power, with proposals to modernize earned benefits.
Positive Indicators All Around for 401(k)s
The total savings rate for 401(k) savers reached a record high in the first quarter of 2017, topping the previous high in 2006.