Browsing Tag
401(k)
3589 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
3 Ways to Overcome Retirement Planning Behavior Challenges
We all have different views of our post-career lifestyle—personal interests, beach house with an ocean view, an inbox…
Trump Administration Causes, Clears 401(k) Tax Status Confusion
Just so everyone’s clear, President Trump’s tax plan will not affect 401(k) contributions after all. The clarification was needed after…
How Do 401(k) Plan Sponsors Feel About HSAs?
HSAs continue their climb. Employers favor health savings accounts over flex spending and think they should be open…
Alexander Acosta Confirmed As Labor Secretary
Fiduciary Rule Fight continues as Acosta faces Senate scrutiny and pressure over retirement standards for financial advisors.
Fake News Hits 401(k)s
Fake financial news makes health, investment, and retirement decisions harder, creating confusion for many Americans.
ETFs at Record High, But Not with 401(k)s
ETF Growth Challenges highlight record growth yet struggle in 401(k) adoption due to tech limits and legacy systems.
Media Makes Mess of 401(k) Participant Behavior
French Election 401(k) fears exaggerated as markets remain steady despite media panic over potential political outcomes.
Concerns Grow Over Social Security Longevity ‘Gap’
If only there was a retirement savings vehicle that could address this problem. An all-star group of economists…
Gen X Pessimistic (No Way!) About its Retirement Future
Generation X retirement saving challenges leave many unprepared and seeking financial guidance to secure their future.
A Brutal Reminder Why Workers Need 401K Financial Wellness
Think there isn’t a need for 401k financial wellness and education? Think again (and quickly). Almost 40 percent…