Browsing Tag
401(k)
3593 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Republicans Advance Bill to Dismantle Dodd-Frank
Financial Choice Act advances in committee, aiming to repeal Dodd-Frank regulations and reshape U.S. financial oversight.
How Do Workers Feel About 401(k)s?
Retirement savings are vital for future income, with many workers expecting 401(k)s and IRAs to be their main source after retirement.
Senate Repeals State-Sponsored Retirement Plans
The Senate repealed an Obama-era regulation that allowed states to auto-enroll private sector workers in government-run 401ks and…
Big Media Backs State-Run Retirement Plans
State-run retirement plans defended as vital for workers without access to 401(k)s, sparking debate in Congress and media.
3 Ways to Overcome Retirement Planning Behavior Challenges
We all have different views of our post-career lifestyle—personal interests, beach house with an ocean view, an inbox…
Trump Administration Causes, Clears 401(k) Tax Status Confusion
Just so everyone’s clear, President Trump’s tax plan will not affect 401(k) contributions after all. The clarification was needed after…
How Do 401(k) Plan Sponsors Feel About HSAs?
HSAs continue their climb. Employers favor health savings accounts over flex spending and think they should be open…
Alexander Acosta Confirmed As Labor Secretary
Fiduciary Rule Fight continues as Acosta faces Senate scrutiny and pressure over retirement standards for financial advisors.
Fake News Hits 401(k)s
Fake financial news makes health, investment, and retirement decisions harder, creating confusion for many Americans.
ETFs at Record High, But Not with 401(k)s
ETF Growth Challenges highlight record growth yet struggle in 401(k) adoption due to tech limits and legacy systems.