Browsing Tag
401(k)
3587 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
How 401(k) Advisors Protect Themselves from Risk
Under the pending DOL fiduciary rule, any perceived recommendation for how to treat money rolling out of a…
Don’t Get Burned: Marcia Wagner’s Top 401k Regulatory Risks
401k Tax Status Legislators and policymakers know the amount of tax revenue forgone from 401k plans is extremely…
When and Why Most Workers Choose to Retire
We don’t like change, even if its change we’ve looked forward to for years, and it applies to retirement. A new study reveals why.
How to Have Productive Discussions About Portfolio Risk
Market Crash Risk is often overlooked by advisors, yet knowing potential losses helps investors prepare for future downturns.
Almost Half of 401(k) Savers Say this About Retirement
Ideal retirement planning matters as studies show how boomers and Gen Xers view savings, longevity, and future lifestyle goals.
How Open MEPs Just Got a Serious Boost
“These issues are very much in motion at present. What happens next is far from clear.” It’s how…
Who Has the Best and Biggest 401(k) Plan In America?
An airline flew away with the best 401(k) in 2016, taking the No. 1 spot in BrightScope’s list of the country’s top 30 retirement plans.
Fiduciary Confusion: What to Tell a 401(k) Plan Sponsor
President Trump signed a memorandum On February 3, 2017 asking the Department of Labor to review the new…
Good Intentions, Bad Outcomes For Small 401(k)s
On February 3, 2017 the U.S. Chamber of Commerce released “Securing America’s Retirement,” their legislative road-map aimed at…
Scary Fact About 401(k) Preparedness
In a glaring example of why 401(k) financial wellness programs are so important—and why 401(k) advisors need a…