Browsing Tag
401(k)
3589 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Good Intentions, Bad Outcomes For Small 401(k)s
On February 3, 2017 the U.S. Chamber of Commerce released “Securing America’s Retirement,” their legislative road-map aimed at…
Scary Fact About 401(k) Preparedness
In a glaring example of why 401(k) financial wellness programs are so important—and why 401(k) advisors need a…
ICI Supports State 401(k) Rule Rollback
ICI likes what it sees in two Congressional resolutions introduced last week to block the advancement of state-run 401ks and similar retirement plans.
Resolutions Introduced to Stymie State-Run 401(k) Plans
State-run retirement plans face opposition as Congress moves to block Obama-era safe harbor rules impacting small business security.
How to Develop Benchmarks for 401k Financial Wellness Success
Employers have a vested interest in promoting and supporting financial wellness programs that provide education and tools employees need.
What’s the Next Step in 401(k) Plan Design?
401(k) retirement plan features—from automatic enrollment to automatic escalation to automatic investment—have made it easier for employees to…
What’s Happening With Multiple Employer Plans?
“We see some interesting movement in Washington surrounding MEPs. Fill us in about what’s happening.” Pete Swisher was…
Hot New Thing — Collective Investment Trusts? GRPAA 2017 Summit
Here’s something to give every 401(k) advisor pause (or should). “Anyone know the average number of funds offered…
What Do Big Firms Say About 401(k)s?
Multinational firms want to offer a 401(k) in order to help employees retire successfully, and view them as essential to retain and attract top talent.
Millennials Spend More on Coffee(!) than 401(k) Investments
Millennials coffee spending often outweighs retirement savings, with many choosing lattes over 401(k) contributions, surveys show.