Browsing Tag
401(k)
3589 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Top 10 Best (and Worst) States for 401(k) Financial Literacy
A new report (or rather report card) graded each state on the thorny issue of 401(k) financial literacy.…
New Year’s Resolution for 401k Industry: A Renewed Focus on the Right Thing
As a 401k industry, we have become stronger and more efficient in delivering our services in recent years,…
What’s in DOL Pick Puzder’s 401(k) Plan?
It’s a fast-food 401(k) plan without a lot of nourishment. Reuters took a look at the 401(k) plan…
First State-Based 401(k) Plan Chooses Its Provider
The Oregon Retirement Savings Plan, which claims to be the first state-run 401(k) plan, has approved service-provider giant Ascensus.
3 Important Advantages of Multiple Employer 401(k) Plans
Discover how small businesses benefit from outsourcing retirement plan responsibilities with Multiple Employer Plans (MEPs).
Why State-Based 401(k) Plans Are a (Really) Bad Thing
“Under the Affordable Care Act, millions of Americans lost the health insurance they liked. Now, the same could…
What’s Vanguard Trying to Say About the Outlook for 401(k)s?
This post has been updated with comments from Roger Aliaga Diaz, Americas Chief Economist for Vanguard. Vanguard released it’s 2017 Economic…
Millennials Love 401(k)s for This Reason
Millennials retirement outlook shifts as many plan to work well into later life, redefining what retirement truly means today.
4 Ways to Use 401(k) Plan Forfeitures
Employer sponsored 401(k) retirement plans can contain retirement plan forfeitures, which are non-vested employer contributions of terminated participants.…
Less than 10 Percent of Small Biz 401(k)s Use Auto Enrollment
Only 8.71 percent of small 401(k) plan sponsors automatically enroll employees that fail to make an affirmative enrollment election, according…