Browsing Tag
401(k)
3587 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Biggest Barrier to Beginning 401(k) Benefits?
Try and figure this one out—a perceived lack of savings prevent people from saving. It therefore follows that…
Top 401(k) Prospect-to-Client Conversion Techniques
Retirement plan advisor strategies that win clients through trust, personalization, fiduciary focus, and regulatory preparation.
401k Technology Freak-Out: What’s Next For Advisors?
Are 401(k) participant websites obsolete? As preposterous as it sounds, there’s precedent for asking. Moore’s Law marches on,…
‘Most Powerful Tool to Get 401(k) Participants to Act’: Behavioral Expert
Too often, employees don’t seem to read and act on requests from HR and their retirement team. I…
Hype or Help: Where Target Date Funds Fit With Future 401(k) Outcomes
As with anything that experiences explosive growth in a relatively short period of time, they’re not without controversy.
Single Most Important Factor to Reaching 401(k) Goals
401(k) advisors might be surprised to learn they’re more familiar with famous physicist Sir Isaac Newton’s First Law…
Why Aren’t Liquid Alts More Popular in 401ks?
In this market, of all markets, alternative investments and non-correlated assets should be more popular in 401(k)s. “I’ve…
Fines Skyrocket for 401(k) Plan Sponsors Over Lost Participants
In November of 2015, Congress enacted the “Federal Civil Monetary Penalties Inflation Adjustments Act” to (what else?) apply inflation…
Relax, 401(k) Participants Are (Allegedly) Doing Great
We’ll either wear burlap sacks with dirt on our faces, or light cigars with $100 bills. Views of…
The ‘Secret’ to 401k Participant Success?
Consistency counts—who knew? A recent study finds the average 401(k) plan account balance of workers who contribute consistently increased…