Browsing Tag
401(k)
3592 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Single Most Important Factor to Reaching 401(k) Goals
401(k) advisors might be surprised to learn they’re more familiar with famous physicist Sir Isaac Newton’s First Law…
Why Aren’t Liquid Alts More Popular in 401ks?
In this market, of all markets, alternative investments and non-correlated assets should be more popular in 401(k)s. “I’ve…
Fines Skyrocket for 401(k) Plan Sponsors Over Lost Participants
In November of 2015, Congress enacted the “Federal Civil Monetary Penalties Inflation Adjustments Act” to (what else?) apply inflation…
Relax, 401(k) Participants Are (Allegedly) Doing Great
We’ll either wear burlap sacks with dirt on our faces, or light cigars with $100 bills. Views of…
The ‘Secret’ to 401k Participant Success?
Consistency counts—who knew? A recent study finds the average 401(k) plan account balance of workers who contribute consistently increased…
Tony Robbins, Tom Zgainer Launch 401(k) Fee-Transparency Website
Tony Robbins continues his trek for 401(k) fee transparency. America’s Best 401k, of which Robbins is partner and…
It’s National 401(k) Day!
Where did the year go? It might not have the taste of National Hot Cross Bun Day or…
401(k) Advisors Should Vote for this Candidate
It’s not an endorsement, but if you’re a 401(k) advisor, you want Hillary Clinton to win, at least according to…
DCIO Growth Flatlines in 401k Space
Just how fast is the transition from asset accumulation to distribution (or decumulation) occurring? Growth in the defined…
Pennsylvania to Seize ‘Abandoned’ Retirement Accounts
It seems 401(k) auto-portability protection came just in time, as state encroachment into the retirement savings space continues. Pennsylvania…