Browsing Tag
401(k)
3592 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
IRS Loosens 401k Loans, Hardship Withdrawals for Louisiana Flood Victims
The IRS announced that it is relaxing loan and hardship withdrawal rules from 401(k)s and similar employer-sponsored retirement…
401(k) Confidence a Matter of Education, Not Resources
The link between understanding key retirement planning principles and retirement confidence holds true for people at all income levels.
Pershing to Offer New ‘Fiduciary Friendly’ Funds
Clearing and custody heavyweight Pershing announced Monday that it will offer new mutual funds and exchange-traded funds (ETF)…
How the Candidates View the 401(k) Fiduciary Rule
DOL fiduciary rule faces political battles as Republicans oppose costs while Democrats push for stronger investor protections.
IRS Details Waiver of 60-Day 401(k) Rollover Rule
IRS and helpfully—call it the Seventh Sign of the Apocalypse. The IRS has “helpfully” detailed a self-certification procedure…
401(k) Float: The Next Tort Lawsuit Target
Fidelity 401(k) float practices are challenged in lawsuits alleging ERISA violations and improper interest retention.
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Tenured Academic Elites Wrong on 401(k)s, Again
401(k) Retirement Disparity: Explore how a recent paper reveals that higher education levels impact enrollment in retirement plans.
Top 5 Movie, Television Quotes for Awful 401(k) Advice
We turn to celluloid heroes to save the world, fall in love, triumph over adversity—so why not for…
Why Aren’t There More Managed Accounts In 401(k)s?
Whadaya know? Financial education (or a lack thereof) strikes again. Some employees love managed accounts and some don’t—the…
It’s On! DOL Releases Final Rule On State-Run 401(k) Plans
The U.S. Department of Labor’s Employee Benefits Security Administration made public a final rule to assist states in creating IRAs…