Browsing Tag
401(k)
3589 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Capital One launches Low-Cost, ETF 401(k)
401(k) advisors, listen up—Capital One wants what’s in your wallet. The credit-card giant announced Tuesday that it has…
More 401(k) Participants Want a Match Than a Raise
A wake-up call for employers who still refuse to offer a 401(k) plan; American workers value their retirement plans…
GRP Advisor Alliance Teams With Alliance Benefit Group
The alliances are forming an alliance. On Wednesday, high-profile 401(k) industry network GRP Advisor Alliance announced it has…
What Will the Future 401(k) Industry Bring?
Coming changes in the retirement industry represent a seismic shift decades in the making. Simply put, a comfortable…
Something Good Happened to 401(k) Deferral Rates
Great news on the topic of getting participants to save—the latest version of Reference Point, an annual benchmarking report…
More Pain for Active Management
It’s fine to loved, fine to be hated, but awful to be pitied. Active management just can’t catch…
Don’t Let ‘Breaking News’ Break Your 401(k) Strategy
After the Brexit vote, I heard a number of financial “experts” on television warn 401(k) plan participants to…
Will 401(k)s be Enough?
It’s the $1 million question. People age 35-plus anticipate that they will not be able to retire when…
Why Have a 401(k) Plan Investment Policy Statement?
Investment policy statement helps plan sponsors avoid mistakes, support fiduciary duties, and justify key investment decisions.
‘Tom Gonnella’s Terrific Timing:’ Weekend 401(k) Profile
Call it a bit of serendipity. Tom Gonnella is an expert in—among other things 401(k)-related—collective investment trusts, and…