Browsing Tag
401(k)
3587 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Controversial Book Proposes This Alternative to 401(k) and IRA Accounts
Explore how the shift from pensions to 401(k)s affects Americans' retirement savings in 'Empire of the Fund' by William Birdthistle.
COLA Increases Apply to 401(k) ERISA Civil Penalties As Well
An important reminder concerning the Department of Labor. It has issued an interim final rule identifying increases in certain ERISA…
Are Millennials Overconfident in their 401(k) Investing Skills?
They may be more brash than brains, but give ‘em points for optimism, at least when compared to…
Not Even Small 401(k) Plans Are Safe
A second smaller 401(k) plan in as many months is the target of a lawsuit accusing it of…
How Does the U.S Rank in Retirement Security? (Hint: Not Good)
Yes, we get it. Everything is better in the Scandinavian countries—herring, sexy accents and now retirement security. Among the…
Where Will ETF Use Grow Fastest?
Little surprise—Exchange-Traded Fund (ETF) adoption continues to rise. While it might be a case of the fly on…
How Do Wealth Managers Feel About Fiduciary and 401(k)s?
The nation’s capital is an apropos location to discuss the impact of the Department of Labor’s final fiduciary…
Surprise (Not)! 401(k) Fiduciary Rule Uncertainty Continues
What a crazy ride. President Obama signed the Dodd-Frank Act into law six years ago, giving the Securities…
Race to the Bottom? 401(k) Fees Continue to Fall
How much further can they fall? Fees associated with equity mutual funds in 401(k) plans fell again in 2015.…
Demand for Alternative Investments Remains Strong
Yeah, but what about their place in 401(k) investment menus? First they were great, and then 2008 hit…