Browsing Tag
401(k)
3594 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Social Security Chief Says America in ‘Retirement Crisis’
Looming retirement crisis? It’s already here, at least according to Carolyn Colvin, the Acting Commissioner of Social Security.…
The 3 ‘Rs’ of a 401(k) Advisor’s Value Proposition
Human decision-making is complex and sometimes convoluted. But it can also be Pavlovian, which is to say, predictable.…
401(k) ‘Auto-Portability’ Goes to Washington
The next big 401(k) issue to hit Washington lawmakers could be auto-portability. On June 8, 2016 Retirement Clearinghouse…
3 Steps to Greater 401(k) Savings Rates for Women
Unsurprising, but still upsetting. While women and men are participating in 401(k) plans at the same rate (79…
The Best Place in the World for 401(k) Participants to Retire
Discover the top retirement destination for 401(k) participants. Find out why Portugal ranks number one for retirees.
What are the Roots of 401(k) Financial Illiteracy?
Adult illiteracy in the area of finances stems from inadequate preparation in high schools and universities. Students are…
How Do Small Business 401(k) Plans Compare With Larger Counterparts?
Small 401(k) plans are living large. A recent report from Pennsylvania-based fund giant Vanguard found small businesses are…
Controversial Book Proposes This Alternative to 401(k) and IRA Accounts
Explore how the shift from pensions to 401(k)s affects Americans' retirement savings in 'Empire of the Fund' by William Birdthistle.
COLA Increases Apply to 401(k) ERISA Civil Penalties As Well
An important reminder concerning the Department of Labor. It has issued an interim final rule identifying increases in certain ERISA…
Are Millennials Overconfident in their 401(k) Investing Skills?
They may be more brash than brains, but give ‘em points for optimism, at least when compared to…