Browsing Tag
401(k)
3587 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
401(k) Flaws Nothing to Laugh At: John Oliver
A million bucks over 30 years; that’s what Comedian John Oliver claims it will cost 401(k) participants in…
401(k) Providers Struggle with Retirement Income Products
Retirement income products within 401(k) plans just aren’t up to snuff, according to new research from Cerulli Associates.…
New Checklist to Aid with 401(k) Fiduciary Issues
By our count, it’s the fourth piece of retirement-related legislation to find its way to Congress in the…
How Popular Are Exchange-Traded Funds, Really?
The low-cost message is getting through (with a helping hand from the Department of labor), and exchange-traded funds…
President Obama Vetoes 401(k) Fiduciary Kill Bill
President Obama on Wednesday vetoed a congressional resolution to block the Department of Labor’s final fiduciary rule. “Because…
401(k) Marketing: Why Advisors Continue to Fail
Sheri Fitts is blunt about the mistakes 401(k) financial advisors make, and like most marketing mavens, she says…
Does 401(k) ‘Financial Wellness’ (Whatever That Means) Really Work?
Does “financial wellness,” that nebulous buzzword of the moment with no standardization or measurement of success, actually work?…
What’s the Pension Protection Act Done for 401(k)s?
Ten years on and what have we got to show for it? Quite a lot, according to Vanguard.…
How to Successfully Engage 401(k) Participant Clients
To successfully engage 401(k) participants, the financial industry must embrace the opportunities a data-driven revolution offers. We must…
Two HUGE 401(k) Risks – and How to Solve Them
401(k)s allow long-term participants to invest in asset classes with long-term expected positive returns in a tax-free format.…