Browsing Tag
401(k)
3592 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
401(k) Marketing: Why Advisors Continue to Fail
Sheri Fitts is blunt about the mistakes 401(k) financial advisors make, and like most marketing mavens, she says…
Does 401(k) ‘Financial Wellness’ (Whatever That Means) Really Work?
Does “financial wellness,” that nebulous buzzword of the moment with no standardization or measurement of success, actually work?…
What’s the Pension Protection Act Done for 401(k)s?
Ten years on and what have we got to show for it? Quite a lot, according to Vanguard.…
How to Successfully Engage 401(k) Participant Clients
To successfully engage 401(k) participants, the financial industry must embrace the opportunities a data-driven revolution offers. We must…
Two HUGE 401(k) Risks – and How to Solve Them
401(k)s allow long-term participants to invest in asset classes with long-term expected positive returns in a tax-free format.…
Who Has the Most, and Least, Access to a 401(k) Plan?
Access to employer-based 401(k) plans is a hot topic, with more states and municipalities implementing government-run 401(k) plans for workers…
Half of Americans Have No Idea What to Do with their 401(k)
401(k) advisors take heed (and heart). Almost half of the adult population with 401(k)s and other self-directed retirement…
401(k) Education Needs to Change, Or Else …
Improve 401(k) outcomes by transforming employee financial education to address both immediate and future savings needs effectively.
3 Critical Benefits of 401(k) Technology
From the infiltration of millennials in the workplace to increased Department of Labor oversight, 401(k) specialists are facing…
5 Imperatives That Can Make or Break a 401(k)Plan
The devil is in the details—this common phrase couldn’t be more relevant than it is in the context…