Browsing Tag
401(k)
3587 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Envestnet Advisor Summit 2016: Bergman Channels Kasparov
Jud Bergman channeled chess great Garry Kasparov to kick off Envestnet Advisor Summit 2016 in Chicago on Wednesday…
Teresa Ghilarducci: 401(k) an ‘Immature, Underdeveloped Child’
Teresa Ghilarducci doesn’t like 401(k)s, and the DOL’s fiduciary rule does little to mitigate her distaste. The professor…
Why is Jim Cramer ‘Mad’ About 401(k)s?
You mean the 401(k) isn’t an absolutely perfect retirement savings vehicle? Shocked! First Suze Orman and now this…
What 401(k) Advisors Need to Know About Capital Preservation Options
The Securities and Exchange Commission (SEC) has ratified changes to Rule 2a-7, overseeing money market funds, initiating a…
What’s Just Over the Horizon in 401(k) Innovation?
This is a short interview titled “Innovation in 401(k) Retirement Planning – Rachel Weker,” published by 401(k) Specialist…
How to More Effectively Use Big Data to Serve 401(k) Participants
Data is integral to every aspect of retirement. The plan sponsor, the advisor, the record keeper, and the…
Despite Reform, Asset Managers Deliberately Confuse Clients
One step forward equals two steps back. While our colleague Terry Dunne argues in nearby pages that there’s much…
What We Can Learn from the Brits’ Retirement ‘Scheme’
The United States 401(k)-style defined contribution (DC) system is large by global standards, but most in the industry…
Do 401(k)s Create Income Inequality?
Income inequality, the term du-jour for pundits and politicians in an election year, can now be applied to…
How After-Tax Contributions Become Tax-Free Retirement Income
For many years, after-tax contributions to retirement plans were like the seventh batter on a professional baseball team.…