Browsing Tag
401(k)
3592 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
How to More Effectively Use Big Data to Serve 401(k) Participants
Data is integral to every aspect of retirement. The plan sponsor, the advisor, the record keeper, and the…
Despite Reform, Asset Managers Deliberately Confuse Clients
One step forward equals two steps back. While our colleague Terry Dunne argues in nearby pages that there’s much…
What We Can Learn from the Brits’ Retirement ‘Scheme’
The United States 401(k)-style defined contribution (DC) system is large by global standards, but most in the industry…
Do 401(k)s Create Income Inequality?
Income inequality, the term du-jour for pundits and politicians in an election year, can now be applied to…
How After-Tax Contributions Become Tax-Free Retirement Income
For many years, after-tax contributions to retirement plans were like the seventh batter on a professional baseball team.…
How to Make Employees Become 401(k) Participants: Behavioral Scientist
Too often, employees don’t seem to read and act on requests from HR and their retirement team. I…
Packaged 401(k) Products Beat Their Advisor-Driven Counterparts
Ouch. What about those “Two-Plan Tonys” that sell a packaged 401(k) plan and are never heard from again? They’re…
Surprise! Who Stresses Most About Retirement Saving?
Bad news on the retirement savings front, as the number of workers who say they are not yet…
Why 401(k) Target Date Funds Continue to Dominate
The big news in 2013 was that it was the first year more assets came out of 401(k)s…
The latest State to Adopt a Government-Run 401(k)
Lt. Gov. Nancy Wyman broke an 18-18 tie in the Connecticut Senate on Saturday, as Constitution State lawmakers…