Browsing Tag
401(k)
3589 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Do 401(k)s Create Income Inequality?
Income inequality, the term du-jour for pundits and politicians in an election year, can now be applied to…
How After-Tax Contributions Become Tax-Free Retirement Income
For many years, after-tax contributions to retirement plans were like the seventh batter on a professional baseball team.…
How to Make Employees Become 401(k) Participants: Behavioral Scientist
Too often, employees don’t seem to read and act on requests from HR and their retirement team. I…
Packaged 401(k) Products Beat Their Advisor-Driven Counterparts
Ouch. What about those “Two-Plan Tonys” that sell a packaged 401(k) plan and are never heard from again? They’re…
Surprise! Who Stresses Most About Retirement Saving?
Bad news on the retirement savings front, as the number of workers who say they are not yet…
Why 401(k) Target Date Funds Continue to Dominate
The big news in 2013 was that it was the first year more assets came out of 401(k)s…
The latest State to Adopt a Government-Run 401(k)
Lt. Gov. Nancy Wyman broke an 18-18 tie in the Connecticut Senate on Saturday, as Constitution State lawmakers…
401(k) Rollovers: Still a $12 Trillion Deal?
Talk of a 401(k) rollover storm, tsunami, surge (whatever the metaphor) hits fever pitch and the federal government’s…
Top 10 Most Widely Used Fund Families for 401(k) Plan Participants
Whomever said advertising doesn’t pay is probably out of business. As with the Budweiser Clydesdales and wisecracking geckos,…
Goofball Gronk’s Smart NFL Retirement Saving Decisions
It may be offseason, but last weekend’s draft festivities highlighted the excitement (and anxiety) surrounding newly minted NFL…