Browsing Tag
401(k)
3589 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
President Obama Meets with 401(k) Fiduciary Rule Advocates
President Barack Obama met with financial regulators Monday to give the Department of Labor’s fiduciary rule a final…
Shock! (Not): 80 Percent of Workers Underestimate Retirement Needs
In news to anyone in financial services less than five minutes, it appears a majority of workers in…
What 401(k) Plan Participants Get Wrong with Target Date Funds
Discover why many investors misuse target-date funds and how overconfidence and a desire for diversification play a role.
How Much Are 401(k) Participants Spending in Retirement?
It’s March, so the argument over retirement income replacement rates rolls on. A new report from the Government…
More 401(k) Fraud by the Mainstream Media
Ever wonder why journalists rank about as high as Boko Haram on the popularity scale with the general public?…
Why 401(k) and Social Security Coordination is Critically Important
For years, many retirees have considered their 401(k)s untouchable until mandatory withdrawals kick in at age 70½. But…
Top Techniques for Making a 401(k) Prospect Your Client
Interested in learning the most effective strategies to turn a 401(k) prospect into a client? Discover them now!
Why IRA Rollovers Matter When a 401(k) Plan Terminates
There are circumstances—mergers, acquisitions, and bankruptcies, among others—that cause companies to reevaluate and, in some cases, terminate their…
401(k) ‘Reenrollment’ Reduces Expenses by 75 Percent
No matter the reason why a 401(k) plan reenrollment is performed, it’s a great way to either get…
SEC, DOL Fought Over 401(k) Fiduciary Rule
The Securities and Exchange Commission and Department of Labor fought mightily over provisions in the fiduciary proposal, discord…