Browsing Tag
401(k)
3589 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Four Areas of 401(k) Focus for the Insured Retirement Institute in 2016
The Insured Retirement Institute isn’t happy with the DOL’s fiduciary proposal, and has dedicated a large portion of…
401(k)s Are Sexist Jerks. Here’s Why
Here’s a potential resolution to a thorny subject, one we even hesitate to raise. For years, the novel…
Will the 401(k) Be Replaced?
Teresa Ghilarducci, professor of economics at the New School for Social Research and outspoken critic of 401(k)s, joined…
Why Custom 401(k) Target Date Funds are Flaming Hot (And How Not to Get Burned)
The hottest assets in 401(k)-land are target date funds (TDFs), which blew through the $1 trillion mark in…
Debates Tackle 401(k)s …Sort Of
Blink and you missed it. Last week’s presidential debates finally got around to mentioning the country’s retirement system,…
401(K)s Confound Critics By Doing What They Should
In a startling reversal, Alicia Munnell of the Center for Retirement Research at Boston College revealed last month…
Donald Trump is Failing at 401(k)s: Bloomberg
It seems “The Donald” doesn’t do much for his employees. The billionaire real estate mogul turned reality television…
Plan Providers Biased Toward Their Own Mutual Funds: Pension Research Council
Gee …who would have thought? A new paper from the Pension Research Council investigates whether mutual fund families…
Reason No. 597 Why 401(k)s are so Important
The only thing we have to fear is fear itself—and a lack of retirement funding. A recent nationwide…