Browsing Tag
401(k)
3588 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Cybersecurity Due Diligence Key to Minimizing 401k Reputational Risk
'The greater the number of parties sharing participant data, the more complicated securing that data becomes'
401(k) Auto Portability’s Significant Benefits to Pending Legislation
The sheer magnitude of incremental benefits delivered by the addition of auto portability was surprising
Difficult Discussions About 401k Industry Diversity: 2021 NAPA 401k Summit
‘We see demand increasing for diversity and inclusion in our workforce’
Episode 34: Retireholi(k)s’ Resident Nerd Chad Johansen on the Biggest Challenges for TPAs and 401(k)s Advisors
Chad Johansen is a Partner and Director of Consulting with California-based Plan Design Consultants, and he’s also its…
Episode 33: Anthony Scaramucci on Bitcoin, Baseball, Bill Hader Impressions, and the Upcoming SALT Conference
Anthony Scaramucci discusses Bitcoin in 401(k)s, SNL roasts, and the in-person SALT conference on this episode. Bitcoin’s place…
Asset Accumulation Increasingly Unequal, Especially for Minorities
A new report from the National Institute on Retirement Security (NIRS) finds that economic inequality continues to grow,…
Retirement Expectations Don’t Align with Savings Behaviors for Many Over 40
Shocker: Many people over 40 have unrealistic retirement income expectations due to their own subpar savings behavior. According…
Episode 32: Why the 401k Fails and What A ‘Better’ System Looks Like, According to Teresa Ghilarducci
Teresa Ghilarducci once called the 401k an immature, underdeveloped child that needs help over a mudpuddle to the…
‘Eye-Popping’ Percentage of Americans Paid No Federal Income Tax Last Year
Due to the COVID-19 pandemic and the U.S. government’s policy response to it, roughly six in 10 Americans…
IRA Crypto Investing Going Mobile
Fintech startup Choice launches new iOS app in effort to take Bitcoin retirement investing mobile, “meet today’s investors where they live”