Browsing Tag
401(k)
3588 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Equitable Adds Managed Accounts, Cash Balance Solution to SMB Retirement Plans
With a goal of further tailoring investment portfolios and plan design for small- to medium-sized businesses, New York-based…
Cycle 3 Restatement Deadline for 401k Plan Documents Approaching
While deadline looms July 31, 2022, now is the time to make sure plan sponsors are on track to rewrite, approve and adopt plan documents for “Post PPA” restatement cycle
The Active Equation: When and How to Outperform for Retirement Plan Participants
It's an evergreen debate: whether to include active or index investment strategies in a retirement plan menu in order to offer participants the best possibility of long-term returns. Sponsored by BlackRock
‘Know Your Social Security Act’ Introduced in Congress
Congress enacted requirements in 1989 and 1990 for Social Security statements to be sent annually, but it’s fallen…
Episode 28: Prospects for Effective Regulation in the Biden Administration with Consumer Federation’s Barbara Roper
Barbara Roper is an outspoken advocate for effective regulation to protect the public from predatory practices, and she’s…
Nearly Half of Workers Unsure When They Will Claim Social Security
Americans appear to be conflicted when it comes to collecting Social Security while many are also struggling to…
Investment Return Expectations Exceed Pre-Pandemic Levels
A new survey says that U.S. investors may have unrealistic views on future investment returns. Here's why.
Duke Reinstates 403(b) Match—And Takes It One Step Further
Duke University 403(b) contributions restored with retroactive payments and ongoing employer support for faculty and staff retirement plans.
‘Personal Retirement Strategy’ Debuts from Bank of America
Helping 401k plan participants establish and pursue appropriate retirement income goals is a common objective of plan sponsors,…
Personalized Income Solutions to Play Big Role in Retiree-Friendly 401(k) Plans
The defined contribution (DC) industry has made substantial strides in helping plan participants through the accumulation phase, but…