Browsing Tag
401(k)
3592 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Why the Best Performing 401(k) Target-Date Funds are Riskiest
Several years ago, I developed a Prudence Score for target-date funds as an alternative to Morningstar and fi360…
401(k) Savings, Account Balances Grew During Pandemic
Closed restaurants and movie theaters meant more disposable income for retirement savings during the pandemic. T. Rowe Price…
More Than a Trillion Dollars Stuck in ‘Forgotten’ 401(k)s
Nearly 25 million forgotten 401k accounts amount to nearly $1.35 trillion of assets, according to new white paper from Capitalize.
June Top Advisor by Participant Outcomes (TAPO)—David Kulchar
A Defined Contribution Concierge Is it possible to be too good at what you do? David Kulchar comes…
The CAA: A Fiduciary Guiding Light for 401(k) and Benefits Advisors
The Consolidated Appropriations Act (CAA) of 2021, signed into law at the end of December, brought significant changes…
A 401(k) Rollover Reckoning
Just before Christmas, the Department of Labor adopted a rule that reinstates the five-part test to determine what…
What a Volatile 2020 Taught Portfolio Managers About 401(k) TDFs
Target-date funds were created with long-term investing in mind, designed to withstand the ups and downs of the…
401k Leakage and Auto Portability Featured at Senate Committee Hearing
On May 13, 2021, the U.S. Senate’s Committee on Health, Education, Labor, and Pensions (HELP) held its first…
SkyBridge’s Anthony Scaramucci: ‘Bitcoin is a Retirement Asset’
Warren Buffett called it rat poison. Famed economist Nouriel Roubini was more direct (and vulgar), calling it "sh*tcoin." With heavy-hitters reacting so strongly, why would anyone consider Bitcoin for their investment portfolio, let alone a 401k or similar retirement plan? Many reasons, according to SkyBridge Capital's Anthony Scaramucci. While acknowledging its controversial past and present, the future is crypto, with Elon Musk’s multi-billion-dollar Bitcoin bet giving a big boost to Scaramucci’s argument.
How Resilient Are You in the Face of Financial Setbacks?
Resilience is key to financial wellness and “one of its strongest contributing factors,” according to two new reports.…