Browsing Tag
401(k)
3588 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Ubiquity Introduces ESG Funds to Small Biz 401(k)s
Small business DC plan sponsors now have the opportunity to incorporate socially responsible investments into their retirement plan’s…
Most Plan Participants Clueless About 401(k) Fees
401k fees leave most Americans confused. A new survey shows many underestimate or don’t know what they pay for retirement plans.
3 ERISA Problem Areas Vendors Can Help With (Now!): Qualified Plan Fiduciary Summit
“From a practical standpoint, what are vendors worried about with their plan sponsors and participants?” Sarah Simoneaux rhetorically…
Fiduciary Benchmarks Rebrands, Realigns to Expand Offerings
Fiduciary Benchmarks (FBi) announced that it is rebranding itself as Fiduciary Decisions (FDI) in recognition of the expansion and broadening of its mission and service offering.
Why It’s A New Day for Annuities in 401(k)s
The SECURE ACT was passed in December 2019, paving the way for substantial changes in the retirement industry.…
DOL Releases Cybersecurity Guidance for 401(k) Plans
The second guidance release in as many days from the Department of Labor covers best practices for maintaining…
5 Best and Worst States For Retirement Saving
Is there an actual retirement “number,” and if so, what is it? The frustrating answer is it depends.…
Department of Labor Issues Guidance on 401k Fiduciary Rule
In what seems like déjà vu all over again, the U.S. Department of Labor’s Employee Benefits Security Administration…
401(k) Trading was Heavy During Capitol Riot, Quickly Calmed
“Amid a volatile but rising stock market, 401(k) investors were light traders and content to watch their balances…
Bitcoin Inching Closer to 401(k)s
Bitcoin in retirement accounts is gaining traction, offering investors new opportunities in IRAs and 401(k) plans.