Browsing Tag
401(k)
3588 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Retirees Reduce Spending As They Age, New Research Finds
Retiree spending declines annually by 2%, a new white paper finds. Conventional retirement income planning assumes that retirees…
Target-Date Fund Assets Up, Flows Down
Assets grew but flows slowed, making for good and bad news about target-date funds in the difficult year…
Consolidating Gains from a 401(k) Portability Program
When research performed eight years ago reveals that your 401k plan, by turning on portability and consolidation for…
Biden Ponders Major Tax Hikes for Corporations, Wealthy
Financial advisors’ antennae are up on news this week that President Joe Biden may be planning the first…
Full Economic Recovery Will Take 6 Years for Women of Color
We know that the COVID-19 pandemic has negatively impacted women’s personal finances, but just how bad was the…
GAO to DOL: ‘Provide 401(k) Cybersecurity Guidance’
Cybersecurity risk in 401(k) accounts is a growing problem, and now the Government Accountability Office (GAO) is telling…
Sustainable Scam: Is ESG About Responsibility or Higher Fees?
Environmental, social, and governance (ESG) investing is all the rage, but understanding why large asset managers have embraced…
5 Key Themes in J.P. Morgan’s 2021 Guide to Retirement
Retirement planning conversations between advisors and clients can be more effective when you have a guide that closely…
How to Maximize HSA Value for Retirees
HSA retirement savings let retirees cover healthcare costs tax-free, including Medicare premiums, maximizing long-term financial security.
How to Settle a 401(k) ‘Future Debt’
Beware the Ides of March! In addition to the assassination of Julius Caesar in 44 BC, this day…