Browsing Tag
401(k)
3592 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
Retirement Plan Advocate Senator Rob Portman to Retire
U.S. Senator Rob Portman, R-Ohio, announced on Monday that he will not seek another six-year term in the…
Episode 18—David Blanchett on the Benefit of Downturns and How Target Funds Should Really Be Used
We try to get Dr. David Blanchett, Morningstar’s Head of Retirement Research, to commit to settling an important debate once…
What Labor Nominee Walsh Means for the Fiduciary Rule’s Future
On January 7, 2021, President-elect Joe Biden named Boston Mayor Martin Walsh as his nominee for Secretary of…
Could the 401k Be a Social Security ‘Bridge’ to More Income?
When to begin receiving Social Security benefits is one of the most important (and stressful) decisions many retirees…
Here’s How Much the Average Retiree Has Now (Hint: It’s Not Enough)
According to a new report, the average retiree has $177,787 in retirement funds, which is just 39% of…
4 Best Practices for Dealing with Missing 401(k) Participants
On the heels of last week’s long-awaited guidance about missing participants, released by the Department of Labor, the…
401(k) Firm Merger Mania Will Continue: M&A Expert Darian
Speaking with Dick Darian is always a master’s education in industry M&A, and the environment he currently describes only…
Biden Taps ‘Tenacious Regulator’ Gensler to Lead SEC
Gary Gensler SEC nomination signals tougher Wall Street oversight and stronger investor protection under the Biden administration.
Bad Timing Hurt 401(k) Investors in 2020
In 2020, 401(k) investors were busy traders out of equities as stocks were falling and slowly returned to…
An Effective Strategy to Drive Financial Wellness Engagement
A new research report finds that rewards and points systems are particularly effective in driving employee engagement with…