Browsing Tag
David Blanchett
19 posts
Retirees Choose Saving, Not Spending, in Retirement
Research from David Blanchett and Michael Finke explains how language and annuities impact retirement spending behavior
Making Retirement Work in Defined Contribution Plans Today
Not only do older 401(k) participants appear to want lifetime income, but they also want it even more if it’s available in their workplace retirement plan
Retirees Prefer Spending Lifetime Income Over Savings
New study by David Blanchett and Michael Finke finds retirees spend more with lifetime income
Success Rates Fall Short for Major Retirement Decisions
Retirement expert David Blanchett argues the case for avoiding success rate projections and explains what advisors should be using instead
Public Employees More Likely to Opt for Default Investments in DC Plans
New MissionSquare Research Institute study shows more than 80% of public defined contribution plan participants accept the default option
Understanding the Retirement ‘Crisis’
A new report by PGIM analyzes whether the U.S. is undergoing a retirement crisis, and how investors are responding
How Annuitizing Income Gives Retirees a ‘License to Spend’ (Twice as Much!)
New research from David Blanchett and Michael Finke shows annuitizing retirement income helps retirees overcome unfounded reluctance to spend down savings
Addressing the Racial/Ethnicity Retirement Plan Gap: It’s More Than Demographics
David Blanchett explores reasons behind the lower than average participation rates of Black and Hispanic workers
Retirement Confidence Has Remained ‘Below Average’ Since 2022
New PGIM index shows growing gap between financial and retirement confidence
Employers: One Way to Break Through the Barriers to Financial Help?
David Blanchett makes the case for plan sponsors to ramp up their offerings of financial wellness tools and solutions