Browsing Tag
Defined Benefit Plan
52 posts
‘World’s Best’ Pension System Facing a Crisis
As an unabashed supporter of a shift to 401k-style plans for retirement security, it catches our eye when…
BMW Driving Employees to 401(k)s
BMW is driving its U.S. employees from a pension plan to 401k plan, echoing a move it has already made in other countries.
‘What, Me Worry?’ Retirement Concerns Among Americans, Australians, Europeans
Cradle-to-grave benefits available in many European countries have Americans believing their European counterparts would have less retirement worry.…
Auto-Portability: Preventer of 401(k) ‘Leakage’
Everyone hates “leakage.” The term itself has no known positive connotations, and if you are experiencing it, you…
New Study Fails Basic Math in Teacher 401k, Pension Debate
People like pensions—who knew? News hit over the holidays that teachers are quitting the profession at the highest…
Dems Double Down on Federal DB Disaster
Equal COLA Act ensures fairness for Federal Employees Retirement System retirees by aligning cost-of-living adjustments with CSRS for better retirement protection.
MIT Contest Seeks Retirement Saving Plan Replacement
The writing is on the wall for defined benefit (DB) plans, and everybody knows it. They’re all but extinct in the private sector and headed in the same direction within the public. Still some employers, particularly cities and states, are clinging to the DB model despite its prohibitive costs and unsustainable nature.
Will More 401(k)s Finally Provide Guaranteed Lifetime Income?
Ask and you shall receive. Hopefully. Eventually. Research revealing what many 401(k) savers truly want—a guaranteed income income…
OneAmerica Releases Guaranteed Income Option for DB Plans
The quest for effective guaranteed retirement-income solutions might have gotten a lot shorter.
Eyepopping Unfunded Pension Debt Reinforces 401(k) Need
The Pew Charitable Trusts analyzed the state pension funding gap for fiscal year 2016, the most recent year for which comprehensive data were available for all 50 states.