Browsing Tag
Defined Contribution Plan (DC Plan)
409 posts
A defined contribution (DC) plan is a type of retirement plan where the employer, employee, or both, make regular contributions to individual accounts for each participant. The final benefit amount depends on the contributions made and the investment performance of those contributions, rather than being predetermined. Common examples include 401(k) plans and 403(b) plans.
DC Participants Open to Private Markets—and AI—with Guardrails: Invesco Survey
Invesco’s Winter 2026 DC Participant Pulse Survey finds 80% comfortable allocating a slice of retirement savings to private market alternatives, while more than half already use AI-powered tools
TIAA Pushes 6% Default Contribution Rate in New Retirement Security ‘Policy Roadmap’
While SECURE 2.0 allows for 3% to 10% default rates, new framework encourages plan sponsors and policymakers to make 6% the starting point
2025: A Breakthrough Year for Portability
Tom Hawkins explains how auto portability is quickly moving from an emerging concept toward a scaled capability within the DC system
Measuring Retirement Income Outcomes: Allianz Life’s Danielle Kelso
Allianz Life Insurance Company of North America’s latest white paper takes a deep look at how different retirement…
Plan Sponsors See Private Markets Investments Improving Retirement Outcomes
HarbourVest Partners survey finds 86% view diversification across private assets as key guardrail for managing risk
Public Pension Benefits Dip in Value, Especially for Short and Mid-Term Workers
Full-career workers can still achieve adequate retirement income despite the drop
Alternatives Gain Ground Among Plan Advisors After Federal Policy Shift
New research from Escalent finds one quarter of defined contribution plan advisors likely to recommend alternatives and 10% are already doing so
ADP Launches PEP with Embedded Payroll, Recordkeeping Integration
New “Save4Retirement” Pooled Employer Plan designed to cut costs and complexity
TIAA Broadens Access to Financial Advice with Latest Campaign
The rebrand aims to help educators, healthcare workers, researchers, and public servants “across all life stages” prepare for retirement
Sens. Cassidy, Kaine Honored as ‘Champions of Retirement Security’
Insured Retirement Institute bestows 2025 award to Senate HELP Committee members who partnered on bipartisan retirement bills