Browsing Tag
Defined Contribution Plan (DC Plan)
405 posts
A defined contribution (DC) plan is a type of retirement plan where the employer, employee, or both, make regular contributions to individual accounts for each participant. The final benefit amount depends on the contributions made and the investment performance of those contributions, rather than being predetermined. Common examples include 401(k) plans and 403(b) plans.
Plan Sponsors See Private Markets Investments Improving Retirement Outcomes
HarbourVest Partners survey finds 86% view diversification across private assets as key guardrail for managing risk
Public Pension Benefits Dip in Value, Especially for Short and Mid-Term Workers
Full-career workers can still achieve adequate retirement income despite the drop
Alternatives Gain Ground Among Plan Advisors After Federal Policy Shift
New research from Escalent finds one quarter of defined contribution plan advisors likely to recommend alternatives and 10% are already doing so
ADP Launches PEP with Embedded Payroll, Recordkeeping Integration
New “Save4Retirement” Pooled Employer Plan designed to cut costs and complexity
TIAA Broadens Access to Financial Advice with Latest Campaign
The rebrand aims to help educators, healthcare workers, researchers, and public servants “across all life stages” prepare for retirement
Sens. Cassidy, Kaine Honored as ‘Champions of Retirement Security’
Insured Retirement Institute bestows 2025 award to Senate HELP Committee members who partnered on bipartisan retirement bills
401GO Raises $33 Million in Series B Funding to Expand Advisor and Embedded Partner Ecosystem
Fundraise will allow firm to scale in-house technology to meet growing partner demands
Higher Returns, More Active Management Add Complexity to Private Investments in DC Plans
With regulatory barriers to private investments in 401(k) plans being lowered, advisors are beginning to gauge risks and plot paths to navigate the complexities, fee structures and potential fiduciary liabilities before moving down that road
A Third of Fidelity 401(k)s Have Adopted Auto Portability
Fidelity’s Q3 2025 Retirement Trends Report also shows rising interest in Roths, record-high average account balances
Bold Reforms Needed to Close ‘Guarantee Gap’ Jeopardizing Retirement Security
TIAA maps out reforms, convenes FUTUREWISE conference to spotlight solutions