Browsing Tag
Defined Contribution Plan (DC Plan)
419 posts
A defined contribution (DC) plan is a type of retirement plan where the employer, employee, or both, make regular contributions to individual accounts for each participant. The final benefit amount depends on the contributions made and the investment performance of those contributions, rather than being predetermined. Common examples include 401(k) plans and 403(b) plans.
Mega Employers Uninterested in Alternatives
Callan’s DC Trends Survey fields responses on plan satisfaction and the most popular SECURE 2.0 provisions among 80 mega employers
Record Retirement Assets Underscore Strength of DC System
ICI’s just-released 2026 Fact Book highlights the dominance of defined contribution plans and IRAs, which now account for more than two-thirds of all retirement assets
IRIC, SPARK Institute Launch Retirement Income Evaluation Tool
Resource created to help advisors, plan sponsors, consultants and fiduciaries make informed comparisons
When Glide Paths Fail: Rethinking Downside Protection in Target Date Funds
Recent market breakdowns have exposed a structural limitation in traditional glide path design—raising the question of whether risk should be managed more directly
$600B in Annual Outflows Dents DC System Growth: Morningstar
New report finds rollovers and cashouts have significantly reduced total DC assets, but system growth persists as CITs continue to gain traction
Growing Number of DC Participants Convert to Wealth Clients
Close to two-thirds of advisors have converted at least 6% of DC participants to wealth relationships
5 Forces Reshaping Retirement Led by Rise of the ‘Individualized Pension’
BlackRock’s inaugural 2026 Retirement Trends Report explores how 401(k)s are evolving to become each worker’s personal pension
‘Next-Gen’ CIT for 401(k) Market Coming in Q2 from Apollo, Schroders
Partnership announced today designed to leverage the best of large global asset managers to deliver improved client outcomes
Americans Without Access to Workplace Retirement Plan Probably Not Saving at All
New NIRS report finds many still lack access to employer-provided plans and tend not to save for retirement because of it
Blackstone Joins Empower’s Private Markets Investment Partnership Program
Move brings additional global scale and alternative-asset leadership to the recordkeeper’s retirement-plan private markets initiative