Browsing Tag
Defined Contribution Plan (DC Plan)
416 posts
A defined contribution (DC) plan is a type of retirement plan where the employer, employee, or both, make regular contributions to individual accounts for each participant. The final benefit amount depends on the contributions made and the investment performance of those contributions, rather than being predetermined. Common examples include 401(k) plans and 403(b) plans.
When Glide Paths Fail: Rethinking Downside Protection in Target Date Funds
Recent market breakdowns have exposed a structural limitation in traditional glide path design—raising the question of whether risk should be managed more directly
$600B in Annual Outflows Dents DC System Growth: Morningstar
New report finds rollovers and cashouts have significantly reduced total DC assets, but system growth persists as CITs continue to gain traction
Growing Number of DC Participants Convert to Wealth Clients
Close to two-thirds of advisors have converted at least 6% of DC participants to wealth relationships
5 Forces Reshaping Retirement Led by Rise of the ‘Individualized Pension’
BlackRock’s inaugural 2026 Retirement Trends Report explores how 401(k)s are evolving to become each worker’s personal pension
‘Next-Gen’ CIT for 401(k) Market Coming in Q2 from Apollo, Schroders
Partnership announced today designed to leverage the best of large global asset managers to deliver improved client outcomes
Americans Without Access to Workplace Retirement Plan Probably Not Saving at All
New NIRS report finds many still lack access to employer-provided plans and tend not to save for retirement because of it
Blackstone Joins Empower’s Private Markets Investment Partnership Program
Move brings additional global scale and alternative-asset leadership to the recordkeeper’s retirement-plan private markets initiative
DC Participants Open to Private Markets—and AI—with Guardrails: Invesco Survey
Invesco’s Winter 2026 DC Participant Pulse Survey finds 80% comfortable allocating a slice of retirement savings to private market alternatives, while more than half already use AI-powered tools
TIAA Pushes 6% Default Contribution Rate in New Retirement Security ‘Policy Roadmap’
While SECURE 2.0 allows for 3% to 10% default rates, new framework encourages plan sponsors and policymakers to make 6% the starting point
2025: A Breakthrough Year for Portability
Tom Hawkins explains how auto portability is quickly moving from an emerging concept toward a scaled capability within the DC system