Browsing Tag
401(k) Enrollment/Education
296 posts
401(k) Enrollment/Education are distinct but related processes. Enrollment is the formal process of joining a 401(k) plan offered by an employer, while education refers to the information and guidance provided to employees to understand the plan and make informed decisions about their participation.
3 Strategies to Address 401(k) Employee Education
Many experts don’t believe that 401(k) employee education works. The challenges of educating adults, who may not be…
The Damage Done by Short-Term 401(k) Trading
Research Affiliates has calculated the damage done by “doing something” based on short-term investment performance measurements, and it applies to professionals and participants alike.
Boomers Ill-Prepared for Retirement Rude Awakening
Baby Boomer retirement crisis shows many lack savings, planning, and budgeting, leaving them unprepared for financial and health challenges.
Financial Confidence Abounds Among Serious 401(k) Savers
Financial Confidence Investors feel secure about money, planning ahead, and overcoming setbacks with long-term financial success.
One State’s Experience With Auto-Enrollment
Automatic Enrollment in South Dakota retirement plans raised participation above 90%, showing the power of opt-out savings programs.
Half of the Public Clueless About HSAs
Only 51 percent of Americans are in-the-know when it comes to Health Savings Accounts (HSAs)—a striking figure considering…
Millennials Look to 401k Returns to Fund Passion Projects
Millennial work values drive passion projects, job changes, and career choices, shaping a future focused on purpose and flexibility.
U.S. Workers Look to Employers for Financial Advice
When a doctor writes a prescription, they advise patients what to do with it. If employers are doling…
401k Financial Wellness Needed in Military Members’ Transition
Financial wellness should play a role in all facets of society, across most (if not all) sectors and…
Americans Favor Short-Term Savings Over 401(k)s
Saving money survey shows most Americans save or pay bills, but far fewer direct extra funds toward retirement savings.