Browsing Tag
Employee Benefit Research Institute (EBRI)
121 posts
The Employee Benefit Research Institute (EBRI) is a nonprofit, nonpartisan research organization based in Washington, D.C. Founded in 1978, EBRI provides independent, fact-based analysis on health, retirement, and financial security issues. Its mission is to educate policymakers, plan sponsors, the media, and the public by delivering reliable data and insights that inform decision-making on employee benefits and economic well-being.
Companies Cite Rising Costs of Living for Providing Financial Wellness Benefits
Instead of offering the benefits for retirement planning needs, more employers say their workers need the features due to high costs of living
Spending Spikes Linked to 401(k) Plan Withdrawals
A report by EBRI and J.P. Morgan Asset Management links 401(k) plan data with consumer banking data to understand how participants react to irregular spending
401(k) Loan Activity Among Younger Workers Rises with Age
The study by EBRI and ICI found that 29% of younger 401(k) participants had an outstanding loan at some point in the five years analyzed, compared with 18% at year-end 2016
A Quarter of Caregivers Own Less than $1,000 in Savings
Additionally, caregivers were likelier to list debt as a financial issue, finds EBRI
As Time Passes, the Gains Become Harder
Tom Hawkins observes that the nearly 45-year-old defined contribution system may face diminishing returns as it tries to generate future growth, and offers a smart "workout plan" to help increase retirement security
Workers and Retirees Report First Dip in Retirement Confidence Since 2008 Recession: EBRI
Confidence in retirement savings fell from 73% in 2022 to 64% in 2023 among workers, and from 77% to 73% among retirees
EBRI Brings in Barb Marder as President and CEO
Prior to her new role, Marder worked extensively with Mercer as senior partner and wealth business global product solutions leader
7 in 10 Private-Sector Workers Have Access to Employer-Provided Retirement Plans
New Bureau of Labor Statistics data reaffirms that 48% of private sector workers participated in a defined contribution plan as of March 2022
HSA Balances Have Grown Since 2020
The average end-of-year HSA balance for 2021 was higher than the beginning of the year, at $3,902 compared to $2,645, finds EBRI
Cardin, Portman Honored for Strengthening American Retirement Security
EBRI presents the senators with the Ray Lillywhite Award; Retiring Portman gives farewell address on Senate floor