Browsing Tag
Employee Benefit Research Institute (EBRI)
121 posts
The Employee Benefit Research Institute (EBRI) is a nonprofit, nonpartisan research organization based in Washington, D.C. Founded in 1978, EBRI provides independent, fact-based analysis on health, retirement, and financial security issues. Its mission is to educate policymakers, plan sponsors, the media, and the public by delivering reliable data and insights that inform decision-making on employee benefits and economic well-being.
Unum Offers Its Employees New Way to Convert 401(k) Savings to Income Stream
A company specializing in offering financial protection benefits and services through the workplace is taking care of its…
Why the Case for 401(k) Auto Portability Just Got Stronger
The case for auto portability, the new 401(k) plan default feature that automatically transfers small-balance retirement savings when…
Target Date Funds Continue Their 401(k) DC Plan Domination
Little surprise, target date funds (TDF) are a popular choice for 401(k) plans’ investment lineups, especially among younger…
Top 10 401(k) Plan Loan Myths, Misdirections and Misrepresentations
On Tuesday, February 16th, I listened to an Employee Benefits Research Institute webcast on financial wellness. The speakers…
EBRI: ‘More than a Third of Americans Unwilling, Unsure of Vaccine’
The Employee Benefit Research Institute is out with concerning news. Its annual Consumer Engagement in Health Care Survey…
Transition Risk (or, What Mike Tyson Can Teach Us About Retirement Plan Investing)
Mike Tyson famously said that “everybody has a plan until they get punched in the mouth.” That wisdom is oddly relevant even to retirement planning, because life and financial markets are constantly throwing punches at plan participants.
Only 55 Percent of Adults Would Receive COVID-19 Vaccine: EBRI
Concerning news on the COVID-19 front. A cases spike and winter looms, a surprising number of American adults…
401(k) Account Balances Almost Tripled During This Period
Eight years is all it took. The average 401(k) plan account balance of “consistent 401(k) participants”—those who remained…
How to Handle the Explosion of Small-Balance IRAs
Based on solid research, we’ve long known that typical automatic rollover IRAs result in high levels of cashout…
Beware ‘Extreme Allocations’ in IRAs: EBRI
Recent research from the Employee Benefit Research Institute (EBRI) found that the average individual retirement account (IRA) balance…