Browsing Tag
Employee Benefit Research Institute (EBRI)
121 posts
The Employee Benefit Research Institute (EBRI) is a nonprofit, nonpartisan research organization based in Washington, D.C. Founded in 1978, EBRI provides independent, fact-based analysis on health, retirement, and financial security issues. Its mission is to educate policymakers, plan sponsors, the media, and the public by delivering reliable data and insights that inform decision-making on employee benefits and economic well-being.
Good News: Projected Retirement Savings Shortfall Shrinking
Eligibility for participation in a defined contribution plan like a 401k was found to have a big impact…
Auto-Portability: Preventer of 401(k) ‘Leakage’
Everyone hates “leakage.” The term itself has no known positive connotations, and if you are experiencing it, you…
How Much of a 401(k) Should be Allocated to Annuities?
Deferred Income Annuity helps retirees hedge against outliving savings, boosting retirement readiness with balanced 401(k) allocations.
Bad Data Bunk—401(k) Coverage Isn’t ‘Falling’
Garbage in, garbage out. Any analysis is only worth the data on which it’s based, and with reports…
Major 401(k) Financial Wellness Messaging Fail
Financial wellness programs help reduce stress, improve satisfaction, and increase retention when implemented with consistency.
Average 401(k) Account Balances Reach New Record
401(k) participants and retirement savers alike have plenty to be thankful for this year. Account balances have reached…
Consistency is Key to Big-Time 401(k) Plan Payout
Consistent 401(k) contributions can more than double account balances, proving steady saving is key to long-term retirement growth.
Here’s How Employees Are (Mis)Using HSAs
The popularity of HSAs is exploding—which is great—yet most employees aren’t using them as retirement savings vehicles—which is……
Will Small Businesses Adopt 401(k) Multiple Employer Plans?
President Trump’s “Executive Order (EO) on Strengthening Retirement Security in America” could be a game changer for the…
3 Ways to Help 401(k) Participants Decumulate
America’s headed toward a “retirement crisis.” The majority of workers aren’t saving enough. Health care is going to…