Browsing Tag
401(k) Financial Wellness
853 posts
401(k) financial wellness, in the context of a 401(k), means having the confidence and security of knowing your finances are in good shape and you’re on track for your long-term financial goals, including retirement. This involves managing your money well, being prepared for unexpected expenses, and having a plan for the future.
401(k) Cashout Leakage is Real, Not a ‘Narrative’
I write frequently about 401(k) cashout leakage, and I can assure you it counts for nothing around my…
Advisors Calm, Cool, Collected in COVID-Driven Volatility
Advisors remain relatively optimistic about stock market returns and performance, believing this year will end more like 2018…
5 Key Insights from PwC’s Latest Employee Financial Wellness Survey
Understandably given current events, this year’s PwC Employee Financial Wellness Survey takes a different tone than in prior…
How Identity Fraud Targets 401(k) Participants
Identity fraud is increasingly targeting 401(k) participants, with employees in workplace retirement plans squarely in criminals’ sights. Recent…
More Stimulus Spending Stymied by Jobs Report, Market Rebound
Proponents of additional stimulus spending are petering out after Friday’s surprisingly positive employment report. Total nonfarm employment numbers…
4 Reasons for Higher Retirement Savings Rates
Similar salaries don’t necessarily mean similar savings rates, a maddening quirk of human behavior EBRI and J.P Morgan…
Markets Rise Despite Protests, Pandemic
Stocks soar despite protests & COVID-19, fueled by optimism in manufacturing as economic contraction slows. Will the trend continue?
Intellicents Introduces ‘Corona Crash’ Retirement Savings Survival Kit
Call-center questions from plan sponsors and participants about all that’s happening caused intellicents to develop and bind their…
States Where People Need Loans Most Due to the Pandemic
PPP loans, 401(k) loans and the number of hardship loans just needed to get by—and whether to take…
Pandemic to Force Millions of Retirees into Poverty: Report
The COVID-19 pandemic and resulting recession will force an additional 3.1 million older workers to “experience deprivation,” which…