Browsing Tag
401(k) Financial Wellness
855 posts
401(k) financial wellness, in the context of a 401(k), means having the confidence and security of knowing your finances are in good shape and you’re on track for your long-term financial goals, including retirement. This involves managing your money well, being prepared for unexpected expenses, and having a plan for the future.
The Small-Biz Case for Financial Wellness Programs
At small- to medium-sized enterprises (SMEs), absenteeism can have a massive impact on the company’s ability to conduct…
Ramsey’s Rules: Financial Media Mogul Dave Ramsey on the Finer Points of Leadership
Call it Dave Ramsey’s Road to Damascus, an epiphany that only comes after the hard lessons of “losing…
Student Loan Debt: Fidelity Says Who’s Paying the Most May Surprise You
There is an estimated $1.56 trillion in student debt in the U.S. and December signifies the first time…
401(k) ‘Cholesterol’: Are Loan Defaults a Financial Health Hazard?
Most of us learn about LDL when we visit our doctors each year. In a physician’s office, LDL…
Is the Retirement ‘Crisis’ Really a Con?
The sensational notion of a “retirement crisis” in the wake of defined benefits’ demise is increasingly questioned. Here's why.
Industries with the Most, Least Financially Stressed Employees
According to a recent survey of more than 10,000 U.S. employees by Salary Finance, a financial wellness platform…
How a Lot of the Financial Wellness Buzz Misses the Point
Financial wellness is a popular topic among plan sponsors and financial representatives these days. Financial services companies develop financial wellness programs that plan sponsors can offer their employees—so the term financial wellness gets used as if it’s a product. Article provided by John Hancock
4 Steps to More Effective 401k Plan Participation: Excel 401(k) Conference
Back in 2011, advisor Brad Arends was frustrated that one of his oldest and largest clients would not…
Time to Look Beyond Financial Wellness: Excel 401(k) Conference
It’s time to think beyond “financial wellness,” says Jania Stout of Fiduciary Plan Advisors. During her breakout session…
5 Random Notes on Saving (Or Not) for Retirement
When you are constantly scanning the internet for information and news about 401(k)s and retirement readiness, you come…