Browsing Tag
401(k)
3587 posts
A 401(k) is an employer-sponsored retirement savings plan that allows employees to contribute a portion of their pre-tax or after-tax income towards retirement. These contributions are then invested, and the growth is typically tax-deferred (in a traditional 401(k)) or tax-free (in a Roth 401(k)) until withdrawn in retirement.
The Quiet Push: How Private Equity is Creeping into Target Date Funds
Longtime fiduciary advisor Terry Morgan argues the push to embed private equity inside TDFs threatens liquidity, transparency, and fiduciary duty
These 13 States Won’t Tax 401(k)s in 2026
9 have no state income tax while another 4 exempt retirement income; only 9 states still tax Social Security income
BofA Enhances Workplace Benefits Platform
Solution for business owners and employees offers greater access to suite of retirement plans, health benefits and financial wellness resources
4 in 10 Working Americans Lack Retirement Plan Access, Census Bureau Data Shows
New EIG brief says findings underscore “desperate need” for reforms, such as those in the Retirement Savings for Americans Act
Younger Generations Counting on 401(k)s Over Social Security
Few Gen Z, Millennials expect financially troubled program to be their primary source of retirement income
401(k) Savers Cut Back on Personal Spending, Not Retirement
Schwab’s annual nationwide survey of 401(k) participants finds retirement confidence dips amid inflation concerns, but few are curbing plan contribution rates
Micro Plan Market to Account for 9 in 10 401(k)s by 2029: Cerulli
Competitive dynamics in micro market shifting with 40% increase in plans expected, new report finds
Top 5 Trends in Employee Benefits for 2025
401(k) priority among employees has more than doubled since 2018, new ADP survey finds
Employers View Retirement Planning as Collaborative Effort with Employees
Franklin Templeton’s from Voice of the American Workplace Survey finds nearly 9 in 10 employers say retirement plans are key factor in attracting top talent
Notable Nuggets from BlackRock 2025 Letter to Shareholders
Annual letter published March 31 from CEO Larry Fink is chock full of eyebrow-raising details