Browsing Tag
Lifetime Income
108 posts
Lifetime Income refers to a financial strategy or product designed to provide clients with a steady stream of income for the rest of their lives. RIAs use this concept in retirement planning to ensure clients can cover essential expenses and maintain their lifestyle without the risk of outliving their assets. It often involves annuities, systematic withdrawals, or investment portfolios structured to generate sustainable income over a client’s lifetime.
Why Creating Income Solutions in Target Date Funds is So Important
The passing of the SECURE Act of 2019 paved the way for increased utilization of lifetime income options. The…
Annexus To Offer Lifetime Income in Target Date Funds
Annexus Retirement Solutions offers annuities in target date funds to deliver lifetime income and secure retirement futures.
DOL Lifetime Income Disclosure Regulation Explained
In 2019, the SECURE Act amended Section 105 of ERISA. That section requires participant benefit statements to be…
DOL Announces Estimated Income Rule for Retirement Plan Participants
Workers receive an ongoing lifetime income estimation from Social Security, and now they will from employer-sponsored plans as…
Lincoln Rolls Out ‘Next-Generation’ 401k Auto Feature: Auto Income
A new retirement plan solution from Lincoln Financial Group enables participants to turn 401k savings into a monthly…
Pandemic Panic Exacts Risk Tolerance Price
Not that it’s much of a surprise, give human behavior and the nature of panics, but one in four Americans now say they have a lower risk tolerance.
Coronavirus Killjoy: Rolling Stones Postpone Annuity-Sponsored Spring Tour
Little surprise, given government directives over large public gatherings, but legendary rockers the Rolling Stones announced that they…
Rolling Stones Reup With Lifetime Income Tour Sponsors
Annuities and aging rockers—an unlikely partnership that just seems to work. The Alliance for Lifetime Income announced that…
Does A ‘Secure’ Retirement Include Annuities?
Annuities in 401(k) plans may grow as the SECURE Act adds safe harbor and portability, easing sponsor risk and supporting lifetime income.
More Employers Adding Annuities to 401(k) Plans
Annuities are like olives, either you love ‘em or you hate ‘em. But amid growing concern over an…