Browsing Tag
Opinion
334 posts
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Performance and Dangers in 2026: Protect Yourself
A correction may be starting to put target date funds and other retirement savings at risk
When Glide Paths Fail: Rethinking Downside Protection in Target Date Funds
Recent market breakdowns have exposed a structural limitation in traditional glide path design—raising the question of whether risk should be managed more directly
Treasury Bond Term Structure is Shifting. Look out Below.
Ron Surz says rising intermediate yields are reshaping the curve and could spell losses ahead for long-term bonds, as geopolitical risks and inflation pressures challenge bonds’ role as a safe haven
Why Plan Sponsors Need a Clear Uncashed Distribution Check Policy
Tom Hawkins outlines key components of a retirement plan uncashed distribution check policy to mitigate fiduciary risk
Why Judgment is Now the Best Shield for 401(k) Specialists
The law still requires that a fiduciary demonstrate their procedural prudence, but Don Trone says courts have begun to examine how a fiduciary demonstrates their behavioral prudence
Being Proactive About Financial Wellness is Looking Different — And That’s OK
Jon Reilly of Voya explains how financial professionals and employers can help participants connect with all aspects of wellbeing
5 Reasons Why Bridging Retirement Savings Plan Gap is Crucial
TIAA’s Tim Pitney says expanding access to workplace plans is both an economic and moral imperative
Confidence in Target Date Funds is a Mistake Waiting to Happen
Ron Surz says the next market crash could expose flaws in TDF glidepaths
Attracting ‘Top Talent’ With Peanut Butter
Whether you offer smooth or chunky style, Jack Towarnicky says benefits are not a differentiator of talent
The 401(k) ‘Race’ is a Marathon
Most can’t sprint their way to retirement, says Jack Towarnicky