Browsing Tag
Opinion
321 posts
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The Quiet Push: How Private Equity is Creeping into Target Date Funds
Longtime fiduciary advisor Terry Morgan argues the push to embed private equity inside TDFs threatens liquidity, transparency, and fiduciary duty
90% Outperformed Warren Buffett in His Last Year. So What?
While others were shifting out of US stocks and into gold and foreign stocks in 2025, Buffett was moving to an unprecedented cash position—a defensive stance Ron Surz says may yet prove prescient
2025: A Breakthrough Year for Portability
Tom Hawkins explains how auto portability is quickly moving from an emerging concept toward a scaled capability within the DC system
Still Right After All These Years: Why True 401(k) Fiduciary Advice Can’t Be Mass-Produced
Eight years after Scott Simon’s warning, Ok401k’s Terry Morgan argues that outsourced, conflicted 3(38) and 3(21) models still undermine real fiduciary responsibility—and participant outcomes
Trump is No Franklin, But…
Jack Towarnicky explains why he is super excited about the opportunity and possibilities from the new child accounts
AI Knows Data, But It Can’t Make Participants’ Financial Decisions
Wealthramp’s Pam Krueger and Financial Finesse’s Liz Davidson explain why the future of financial wellness is using both technology and human expertise wisely
Gold Glitters as a Hedge Against a Stock Market Crash
Ron Surz says Baby Boomers should not risk their savings at this critical time in their lives
American Century Participant Survey Reveals Looming Disappointment in Target Date Funds
Ron Surz says participants want—and need—TDFs that aren’t risky near the target date
The Emperor Has No Clothes: Wealth Management’s Risky Push Into 401(k)s
As wealth managers increasingly eye 401(k) assets, Bob Foster says fiduciary rigor can’t be optional
The Confidence Connection: How Retirement Consultants Empower Savers
Lincoln Financial’s Jason Crane explains the measurable impact of retirement consultants on employees’ confidence in their financial futures