Browsing Tag
Opinion
342 posts
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When the Opposite Works: Why Reduced Loss Can Lead to Increased Returns
Rather than attempting to outperform by owning assets that rise more, Mike Dever argues the path to superior long-term retirement security may come from portfolios designed to decline less
The Retirement Industry’s Infrastructure Is the Problem
In this op-ed, 401GO’s Jared Porter argues the retirement industry’s biggest challenge isn’t plan design or pricing—but the fragmented infrastructure underlying how plans are built, administered, and connected
Retirement Savings Portability: An Idea Whose Time Has (Finally) Come
Tom Hawkins explains how a convergence of industry innovation, public policy momentum, and technological advancement is transforming the old paradigm
True Risk in Target Date Funds Far Exceeds Perceptions
Ron Surz says a repeat of 2008—or worse—is a real possibility
Alts are Coming to 401(k)s, but the Retirement Industry Should Move Forward Thoughtfully
As policymakers and providers push to expand private market access in 401(k) plans, Frank Burke argues in this op-ed that the retirement industry should proceed cautiously—favoring more liquid alternative strategies that can balance diversification benefits with participant liquidity and fiduciary concerns
Why TPAs Will Play a Role in Next Phase of PEP Growth
Lincoln Financial’s Jason Crane explains why a pooled employer plan approach that supports third party administrators is likely to surface as a critical alternative to today’s solutions
This Message is for Rich People Only: Abandon Your QDIA!
Ron Surz says wealthy people near retirement need to protect themselves now before the next market crash
How AI Surfaces Significant Differences Between Fiduciary Standards
In an AI-driven world, Don Trone says the era of “trust me” is over…the era of “show me” has begun
Performance and Dangers in 2026: Protect Yourself
A correction may be starting to put target date funds and other retirement savings at risk
When Glide Paths Fail: Rethinking Downside Protection in Target Date Funds
Recent market breakdowns have exposed a structural limitation in traditional glide path design—raising the question of whether risk should be managed more directly