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Opinion
321 posts
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Dressing Up Traditional Automatic Rollovers
Tom Hawkins explains how the many flaws of traditional automatic rollover IRAs can be overcome with a low-fee transitional safe harbor IRA
Building a Service Model Dedicated to Healthcare Clients
Addressing the needs of employees in healthcare to promote overall wellbeing and improve retirement outcomes, resulting in increased employee retention
Smart Personalized 401(k) Investments
Ron Surz says personalization is for the wealthy because they do not default. For the poor who do default, the answer is “personalized” safety for all in their QDIA
Lessons Learned, Insights Gained for Staying Ahead of the Marketing Curve
In her latest 401(k) Client Connection column, Rebecca Hourihan tackles advanced marketing tactics, reflecting on what’s worked and a deeper dive into micro changes that have a major impact
Personalized Target Date Accounts Provide Ability to Manage Risk Preferences
Ron Surz says fund managers are coming to market with PTDAs melding target date glidepaths with managed accounts, removing the one-size-fits-all shortcoming of TDFs
3 Ways Financial Guidance Adds Value for 401(k) Plan Participants and Employers
Tom Conlon of Morgan Stanley explains how advisors and sponsors can use financial guidance to drive 401(k) engagement
VP Debate Again Ignores Social Security Troubles
As in the Sept. 10 Trump-Harris debate, Tuesday’s Vance-Walz debate sidesteps a key issue to undecided voters
Echo Boomers are the Next Retirement Wave. What Will Target Date Funds Look Like for Them?
While Baby Boomers will likely not benefit from TDF improvements, Ron Surz says Millennials should
4 Compelling Reasons for Plan Sponsors to Adopt Auto Portability
Tom Hawkins shares why it’s OK to be an early adopter as the industry is quickly embracing this new plan feature
Gen Z is Focused on Saving—But the Struggle is Real
Financial frustrations are troubling these youngest members of the workforce, but research shows they are motivated to save—and want their employers’ help in doing so