Browsing Tag
Regulation
215 posts
Regulation refers to the laws and rules established by government agencies to ensure the fair and secure operation of retirement savings programs like 401(k)s. These regulations, primarily under ERISA, the IRS, and the Department of Labor (DOL), set standards for plan management, fiduciary responsibility, contribution limits, disclosure requirements, and participant protections. The goal is to safeguard employee benefits, promote transparency, and hold plan sponsors accountable for managing retirement assets responsibly and in the best interests of participants.
7 Situations When HSA Contributions Can Be Returned: Marcia Wagner
Certain situations allow for an employer to request the return of Health Savings Account (HSA) contributions it made…
PG&E Peril: Employer Stock in the Company 401(k) Plan
With the PG&E bankruptcy, inquiring minds want to know if there was company stock held in the 401(k) plan? Well yes, there was.
Trump Tune Changes as 401(k)s Falter
One of President Trump’s key boasts in the post-election economic boom has largely subsided with the stock market…
Bill Allows Penalty-Free Retirement Account Withdrawals for Furloughed Workers
A new bill will allow federal employees to withdraw funds from their retirement accounts without being penalized. Introduced…
5 Retirement Proposals to Watch in Washington
Midterm elections reconfigured the power structure in Washington. The newly formed Congress, which features divided chambers and lacks…
NYC Mayor de Blasio Proposes City-Sponsored Retirement Plan
If the federal government can’t get it done and you live in a state is slow to adopt, maybe…
Roundup of Retirement Plan Provisions Currently Coursing Through Capitol Hill
Among the many year-end bills that are circulating in the U.S. Senate and House of Representatives are a…
Another Lame-Duck Push to Pass Retirement Savings Reform
Retirement Security & Savings Act boosts 401(k)s, IRAs, small business plans, and retirement savings access for workers.
Finally! ERISA Record Retention Requirements in Plain English
ERISA record retention requirements. Say that five times fast. All joking aside, this is actually pretty serious business.…
Trump Cabinet Members Call for HSA Expansion
We all want it, so let’s get it. On Monday, government heavy-hitters from the Departments of Health and…