Browsing Tag
Regulation
215 posts
Regulation refers to the laws and rules established by government agencies to ensure the fair and secure operation of retirement savings programs like 401(k)s. These regulations, primarily under ERISA, the IRS, and the Department of Labor (DOL), set standards for plan management, fiduciary responsibility, contribution limits, disclosure requirements, and participant protections. The goal is to safeguard employee benefits, promote transparency, and hold plan sponsors accountable for managing retirement assets responsibly and in the best interests of participants.
Trump Signs Retirement Security Executive Order to Boost Multiple Employer 401(k) Plans
Decrying a “lack of affordability” and regulatory barriers keeping many small businesses from offering retirement plans to their…
A Massive 401(k) Mission Creep Mistake
Is it two birds with one stone or taking an eye off the ball? More “good ideas” are…
Are Politicians Using Regulators to Bully the Retirement Plan Industry?
Can state regulators be deployed by politicians of a particular party to discourage financial institutions and investment managers…
New Bill Doubles Health Savings Account Contribution Limits
Last week, the U.S. House of Representatives passed the Increasing Access to Lower Premium Plans and Expanding Health…
SEC Issues Risk Alert on Best Execution: Drinker Biddle
The risk alert identifies common deficiencies relating to advisors’ compliance with their best execution obligations under the Investment Advisers Act of 1940.
It’s On! Republicans Push for 401k Retirement Revamp
Congressional Republicans are planning a push for “Tax reform 2.0” later this summer with retirement reform as a…
Doctors Take Aim at HSA Regulation
Health savings accounts reform could expand patient choice and retirement savings, but new regulations may limit their true potential.
A ‘Radical’ 401k Proposal that Could Harm Millions
Call it a case of mistaking “owning assets” with simply managing them for retirement savers, something a new…
Massive Savings From E-Delivery Update to 401(k) Disclosure
Electronic 401(k) delivery saves millions, cuts costs, improves access, and boosts retirement security for American workers.
Clearly Confusing: How to Define and Incorporate ESG in Retirement Plans
Does anyone have a concise definition of ESG? Anyone? Neither do we. It’s one of the main sticking…