Browsing Tag
Regulation
215 posts
Regulation refers to the laws and rules established by government agencies to ensure the fair and secure operation of retirement savings programs like 401(k)s. These regulations, primarily under ERISA, the IRS, and the Department of Labor (DOL), set standards for plan management, fiduciary responsibility, contribution limits, disclosure requirements, and participant protections. The goal is to safeguard employee benefits, promote transparency, and hold plan sponsors accountable for managing retirement assets responsibly and in the best interests of participants.
Why Missing 401(k) Participants Are So Misunderstood
When the problem of missing participants is reduced, everyone stands to benefit
Advisors Unprepared for New 401(k) Rollover Rules
'A rollover recommendation has to be disclosed as a conflict of interest,' says ERISA expert Fred Reish
Senate Version of SECURE 2.0 Set to Move Forward
This bill would increase the RMD age to 75
Bipartisan ‘Starter-K’ Retirement Bill Introduced in the House
The bill directs the Department of Labor to provide simplified reporting for the plans
Forever Fiduciary: Blaine Aikin’s Take on Where We Are
While fiduciary advocates are frustrated with the slow pace of regulatory adoption, he preferred to focus on how far they’ve come
Bill Seeks to Expand HSAs to Seniors Covered by Medicare
Bipartisan “Health Savings for Seniors Act” faces uncertain road up Capitol Hill
How to Help 401(k) Plan Sponsors Cut Through ESG Confusion
Companies are already taking steps to comply with SEC proposed rules
House Committee Tackles Retirement Security Issues
In a recent hearing, an Education and Labor subcommittee heard from experts on a variety of retirement issues including the disparity experienced by women, and the role of ESG options in defined-contribution plans
Trade Group Files Lawsuit Against DOL
The American Securities Association says the Department of Labor is attempting to change existing retirement rules around advice without a public comment period
401k Market Minute: Auto Portability’s Big Boost, Gensler’s Grace Under Pressure, and More
Here’s what’s happening this week