Browsing Tag
Regulation
215 posts
Regulation refers to the laws and rules established by government agencies to ensure the fair and secure operation of retirement savings programs like 401(k)s. These regulations, primarily under ERISA, the IRS, and the Department of Labor (DOL), set standards for plan management, fiduciary responsibility, contribution limits, disclosure requirements, and participant protections. The goal is to safeguard employee benefits, promote transparency, and hold plan sponsors accountable for managing retirement assets responsibly and in the best interests of participants.
Why Reining in Retirement Regulators is Rule No. 1
We’ll stipulate the Consumer Financial Protection Bureau could be a force for good in theory, but corralling an…
An Unintended Consequence of Tax Reform on 401k Hardship Withdrawals?
Sometimes when new tax laws, such as the recent Tax Cuts and Jobs Act (TCJA), are enacted, there…
Big Boost to 401(k) Plans from Tax Cuts
Tax reform employee benefits drive higher pay, bonuses, and expanded programs as companies invest more in total rewards.
States React to Fed Fiduciary Filibuster
When the democratic left hypes the rights and responsibilities of individual states, we are Romans crossing the Rubicon.…
Another Company Cites Tax Bill in 401(k) Match Bump
401(k) contribution increases follow tax reform as Visa, Nationwide, and Aflac boost employee matches and offer bonuses.
Will This Bill Encourage Multiple Employer Plans (MEP)?
A flurry of legislation in the waning days of the year aimed at helping American workers save has…
Wells Fargo Whacked with (Another) 401(k) Fiduciary Suit
The perennial political piñata that is Wells Fargo finds itself in the litigation line of fire once again,…
Our Request to Congress: Save Our Savings (and Retirement)!
Collaborating with industry partners, we're advocating for clarity in upcoming tax legislation affecting retirement plans.
Football Fans, 401ks Kick Off ‘New England Wealth & Retirement Conference’
Retirement plan technology, regulation and demographic shifts (most notably from baby boomers to millennials) are three major industry…
Protections Key to 401k Prosperity, Putnam CEO Claims
Bob Reynolds is on a roll, advocating for stronger protection and policy prescriptions for the nation’s private retirement…