Browsing Tag
Retirement Clearinghouse
100 posts
Retirement Clearinghouse (RCH) is a financial services company that helps workers seamlessly move and consolidate their retirement savings as they change jobs. The firm specializes in reducing retirement account “leakage” by automatically rolling over small balances into new employer plans or IRAs, making it easier for employees to preserve and grow their savings. RCH partners with employers, recordkeepers, and plan sponsors to simplify retirement portability, improve financial outcomes for workers, and support greater retirement security across the U.S.
5 Ways to Make 401(k) Portability a 2018 Priority
Sponsors could miss an important opportunity to make straightforward changes to enhance 401k portability. Here's why that's a problem.
401(k) ‘Cashout’ Craziness Continues
In May, Retirement Clearinghouse announced the National Retirement Savings Cashout Clock, a virtual clock that calculates 2017 year-to-date…
3 Tips for Better 401(k) Plan Cybersecurity
Everyone, it seems, is concerned about cybersecurity, and with good reason. Each week seems to bring a new…
Tick Tock: Introducing The Retirement Savings ‘Cash-Out Clock’
In 1989, New York real estate developer Seymour Durst wanted to highlight America’s rising national debt, and came…
Stealth Solution to America’s 401(k) Savings ‘Crisis?’
The fiduciary rule from the Department of Labor has (obviously) been highly-visible over the past year, presenting major…
Good Intentions, Bad Outcomes For Small 401(k)s
On February 3, 2017 the U.S. Chamber of Commerce released “Securing America’s Retirement,” their legislative road-map aimed at…
How to Remove ‘Friction’ From the 401k System
Auto portability is a plan feature that will drastically reduce “friction” for the small balance (less than $5,000) job-changer
Why Small Balance 401(k) Distributions Are Falling Through the Cracks
According to the recently released 2016 Willis Towers Watson U.S. Retirement Governance Survey [1], a major trend in retirement…
The Power of 401(k) Auto Portability: A Case Study
Auto portability can do for job transfers what auto enrollment and auto escalation have done for 401(k) participation and…
How to Curb 401(k) Cash-Out ‘Leakage’
Cash-out leakage from 401(k)s–the premature withdrawal of retirement savings for non-retirement expenses–is a persistent problem in the retirement…