Browsing Tag
Retirement Planning
356 posts
Retirement planning is the process of strategically managing your finances to ensure you have enough money to support your desired lifestyle after you stop working full-time. It involves setting financial goals, estimating expenses, and creating a plan to accumulate enough savings through various investment and savings strategies. Essentially, it’s about preparing for a financially secure and comfortable retirement.
2 (Potential) Problems With 401(k) Target-Date Funds
They keep investors properly invested, and solve for many of the behavioral finance frustrations routinely trumpeted by the…
Overwhelming Majority Failed 401(k) Financial Education Quiz
Think 401(k) participants understand the plans in which they’re enrolled? Think again. More than 70 percent of respondents…
Why State-Based 401(k) Plans Are a (Really) Bad Thing
“Under the Affordable Care Act, millions of Americans lost the health insurance they liked. Now, the same could…
What’s Vanguard Trying to Say About the Outlook for 401(k)s?
This post has been updated with comments from Roger Aliaga Diaz, Americas Chief Economist for Vanguard. Vanguard released it’s 2017 Economic…
Millennials Love 401(k)s for This Reason
Millennials retirement outlook shifts as many plan to work well into later life, redefining what retirement truly means today.
4 Ways to Use 401(k) Plan Forfeitures
Employer sponsored 401(k) retirement plans can contain retirement plan forfeitures, which are non-vested employer contributions of terminated participants.…
HSAs Gain (Serious) Traction in Retirement Planning
Health Savings Accounts (HSA) plans are on the rise. The number of assets in HSAs “rose steadily” to…
A Way Back for Active Management 401(k) Flows?
Europe is where it’s at. Wait …what? Just months after the Brexit shock, active mutual funds focused on…
Wait …What? 401(k) Savers Take on More Risk for Same Return
Callan Associates is out with surprising new research that finds that 401(k) savers and investors must take on…
Younger Workers Seriously Stressed-Out by Their 401(k)
Millennials get it—younger workers, both male and female, say they are relying on themselves for the money they’ll…