Browsing Tag
Ron Surz
27 posts
What Baby Boomers Need to Know About Target Date Funds, and Why
Ron Surz says excessive risk is the most important TDF characteristic and laments attention given to things that don’t matter
August 13, 2024
QDAI: Qualified Default Artificial Intelligence
Ron Surz says there is an evolution underway in 401(k) investing that is being driven by AI
July 19, 2024
Feel the Pain of the U.S. Debt Problem
We don’t “feel” the magnitude of our gigantic debt, but we are beginning to feel its cost
July 1, 2024
DOL Final Fiduciary Rules Could Resolve Conflicting Interests in Target Date Funds
Ron Surz warns TDF participants will be the big losers in the next market correction—unless they start using personalized target date accounts
April 29, 2024
Fiduciaries Incite Revenge of the Baby Boomers
New CFA Institute research confirms that target date funds expose Boomers to much greater risk than the theory TDFs pretend to follow
March 18, 2024
There’s No Way Out. Deal With It.
Ron Surz explains the causes for an upcoming economic crisis and offers suggestions for investors to deal with it because stocks and bonds won’t do
January 24, 2024
Imminent Crises are Opportunities for Financial Advisors
Ron Surz says that fear will obsess 401(k) investors after the next stock market crash. This creates opportunities for investment advisors.
December 18, 2023
Target Date Fund Theory and Evidence
Ron Surz argues that 401(k) participants are not getting the protection that academic lifetime investment theory prescribes and are therefore much less protected than they should be near retirement
November 27, 2023
Advisors Miss Great Opportunities in Target Date Funds
Advisors earn a quarter of the fees paid to TDF service providers. Here’s how they can get more
November 16, 2023
The Game is Changing for Target Date Funds
Marginal players fold. Newbies assail whales. Bet on the newbies.
October 18, 2023