Browsing Tag
Ron Surz
83 posts
True Risk in Target Date Funds Far Exceeds Perceptions
Ron Surz says a repeat of 2008—or worse—is a real possibility
This Message is for Rich People Only: Abandon Your QDIA!
Ron Surz says wealthy people near retirement need to protect themselves now before the next market crash
Performance and Dangers in 2026: Protect Yourself
A correction may be starting to put target date funds and other retirement savings at risk
Treasury Bond Term Structure is Shifting. Look out Below.
Ron Surz says rising intermediate yields are reshaping the curve and could spell losses ahead for long-term bonds, as geopolitical risks and inflation pressures challenge bonds’ role as a safe haven
Confidence in Target Date Funds is a Mistake Waiting to Happen
Ron Surz says the next market crash could expose flaws in TDF glidepaths
A Simple Formula for Retirement with Dignity
Ron Surz says retiring with dignity doesn’t have to be complicated, but many Baby Boomers heavily invested in target-date funds don’t realize they may be putting that dignified retirement at great risk
90% Outperformed Warren Buffett in His Last Year. So What?
While others were shifting out of US stocks and into gold and foreign stocks in 2025, Buffett was moving to an unprecedented cash position—a defensive stance Ron Surz says may yet prove prescient
Gold Glitters as a Hedge Against a Stock Market Crash
Ron Surz says Baby Boomers should not risk their savings at this critical time in their lives
American Century Participant Survey Reveals Looming Disappointment in Target Date Funds
Ron Surz says participants want—and need—TDFs that aren’t risky near the target date
The Mistake of Firing Prudence
Ron Surz says that TDF prudence is not the status quo, but should be